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Personalized financing options to help your business thrive.
Our Work
The Business Consortium Fund, Inc. (BCF) exists to expand capital access for small businesses across the United States to advance a more inclusive and equitable society.
Our focus and special expertise are funding and advice for minority business enterprises operating in the supply chains of the nation’s largest corporations and government organizations.
Business Consortium Fund, Inc. is a 501(c)(3) nonprofit organization and a Community Development Financial Institution (CDFI) certified by the U.S. Department of the Treasury.
Discover Why Clients Chose Us
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Easy Process
You can submit your loan application and required documentations online at your convenience.
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Technical Assistance
Our team will provide guidance throughout the application process, ensuring a smooth and seamless experience for you.
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Customized Solution
Each client has unique financing needs. We will work with you to tailor the right financing solutions for your business and budget.
Unlock Possibilities with a Loan from BCF
How Our Clients Have Leveraged Loans for Their Businesses
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Working capital for new and existing contracts and purchase orders
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Inventory financing
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Bulk purchases
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Business expansion
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Scaling operations
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Technology upgrades
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Consolidate or refinance high-cost debt
Ready to apply?
Review our basic requirements
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Minimum Eligibility Criteria
• 51% ownership must be held by MBEs or socially and economically disadvantaged entrepreneurs. BCF's loan programs are designed to promote economic prosperity through fostering a more inclusive economy.
• 650 personal credit score
• 3+ years in business
• $150,000+ gross annual revenue
• Positive cash flow
• Business-to-Business and/or Business-to-Government model
• At least one (1) new or existing primary or subcontract, or purchase order -
Documentation for Pre-Qualification
• Most Recent Two (2) years Business Tax Returns
• YTD Income Statement and Balance Sheet
• Primary government-issued ID such as Driver License, Passport
What our clients say about us
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"After speaking with a few loan companies who couldn’t...[APPROVE] The amount of financing we needed, we decided to connect with [BCF]... They treated us with respect and were extremely professional...
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“During a time when banks were too afraid to give... [BCF] really stepped up to the plate. We developed a new product with the loan and presented it to major retailers... The loan helped us develop a product that earned a contract
