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Get Loan Ready: Understanding Your Balance Sheet and Income Statement

Wednesday, October 7, 2026 · 2:00 pm ET / 11:00 am PT

Presented by Business Consortium Fund and Small Business Majority, hosted by Verizon Small Business Digital Ready

This event is ideal for:

  • Small business owners who want to understand the balance sheet and income statement with confidence
  • Entrepreneurs preparing to apply for a loan or strengthen their position for capital access
  • Business owners who want to make more informed, strategic financial decisions

Event details:

Do you know what lenders see when they look at your financials? Small Business Majority and Business Consortium Fund will break down the balance sheet and income statement—two of the most important documents for any small business—and show you how to read them with confidence.

Learn the key ratios lenders focus on, and walk away with a clearer picture of what your business owns, owes, and is worth—so you can make smarter financial decisions and strengthen your position for capital access.

Presenters:

An Phan, Chief Programs Officer, Business Consortium Fund

An Phan is a seasoned executive with 20+ years of experience driving growth, profitability, and market expansion across startups, global enterprises, and mission-driven organizations. As Chief Programs Officer at BCF, he leads initiatives that empower small businesses to compete for corporate and government contracts through targeted financial training, improved access to capital, and strategic networking opportunities.

Prior to BCF, An held senior leadership roles at fintech startups and major corporations, including Citigroup, Wells Fargo, and McKesson, where he spearheaded enterprise-scale initiatives across operations, product development, marketing, and business strategy. He holds a BA from Hampshire College and an MBA from the University of Southern California.

Dalton Wieck, Outreach Associate, Small Business Majority

As Small Business Majority's Outreach Associate, Dalton Wieck assists in planning and conducting events, providing essential logistical support and marketing to ensure successful and well-attended national and state-level events. He helps foster relationships with new small business and partner contacts and engages in proactive outreach to support a spokesperson program across multiple states. He is adept at interviewing small business owners and helping share their stories.

Previously, Dalton served as the Member Engagement Manager for the Dallas Regional Chamber and, before that, as Small Business Majority's Engagement Coordinator. He currently resides in Dallas, TX.

Partners and Sponsors

  • Cargill
  • Comerica
  • Fifth Third
  • HSBC
  • IBM
  • JPMC
  • KeyBank
  • NaVOBA
  • NMSDC
  • M&T Bank
  • OFN
  • Small Business Majority
    Small Business Majority
  • Starbucks
  • Truist
  • UPS
  • US Bank
  • Verizon
  • Vistra
  • Wells Fargo

Apply Now!

Applying online is fast, easy, and does not impact your credit score.

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