Get the Capital Your Company Needs to Grow

Loan Facilities

 

We can provide debt financing to your NMSDC certified businesses through our direct lending program. Funds are available in the form of term loans or lines of credit. The maximum loan amount is $750,000 and the minimum is $100,000. BCF will consider higher loan amounts on a case-by-case basis. The loan term may not exceed 5 years.

 

Funds can be used for:

  • Expansion capital for organic growth or acquisitions
  • Permanent working capital

Loan Criteria

 

The following is the minimum criteria for consideration for obtaining financing from us:

 

  • 3 years of business operations
  • a business relationship with at least one NMSDC corporate member
  • positive future business prospects
  • the capacity to repay the loan as articulated in a statement of financial condition
  • earnings and cash flow history
  • earnings and cash flow forecast
  • management experience
  • available collateral

Senior loans are made
in three general ways:

 

  • Senior term loans
  • Subordinated debt
  • Lines of credit
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